The reliability of small wind turbines is (still) problematic. Even the good ones break much more frequently than we would like, and none will run for 20 years without the need to replace at least some part(s). Despite their apparent simplicity, a small wind turbine is nowhere near as reliable as the average car (and even cars will not run for 20 years without stuff breaking). If you are going to install a small wind turbine you should expect that it will break. The only questions are when and how often.
The terms wind energy or wind power describe the process by which the wind is used to generate mechanical power or electricity. Wind turbines convert the kinetic energy in the wind into mechanical power. This mechanical power can be used for specific tasks (such as grinding grain or pumping water) or a generator can convert this mechanical power into electricity.
All these electrical machines are electromechanical devices that work on Faraday’s law of electromagnetic induction. That is they operate through the interaction of a magnetic flux and an electric current, or flow of charge. As this process is reversible, the same machine can be used as a conventional electrical motor for converting the electrical power into mechanical power, or as a generator converting the mechanical power back into the electrical power.